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As with any credit card, the details are in the terms of the complete cardholder agreement, which Apple hasn't yet released. But based on what we know so far, the card offers a few unique ...

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FICO ® Credit Score Terms: Your FICO ® Credit Score, key factors and other credit information are based on data from TransUnion ® and may be different from other credit scores and other credit information provided by different bureaus. This information is intended for and only provided to Primary account holders who have an available score.

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A balance transfer's when you use one card to pay off other credit or store cards, so you owe the new one but at a far lower rate often 0% making you debtfree .

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